My son had a part identity stolen, his bank accounts, brand new just excepted credit cards, College info, Health insurance, his auto loan and eBay info was compromised
To this day eBay and PayPal refuses him/having a account, his credit rating is toward the low side that makes for a higher interest payment on auto loan if he were to buy new car again,
He was never delinquent on any payments of anything so none of it was fair but that’s what happens when you get your identity taken,
Lucky all the problems happened when he was Single and lived at home so the multiple phone calls and everything for weeks we are able to talk to all the stores, banks, creditors very quickly but still it took years to resolve/straighten out,
A lot of stuff still went on his credit report even after it was supposed to be all settled because people opened, were opening/trying to open up accounts/everywhere, there are still things/issues he's dealing with because people in foreign countries are still trying to use his information,
It gets stopped every time now because he has identity theft insurance but still every now and again he gets some kind a notice that somebody was trying to scam, open up account or something and this is like from 13 years ago when he couldn’t get money from an ATM then we got a call from a bank in Barcelona Spain that started all this!
When you got your identity taken that long ago there was few safeguards in place and everything spread very quickly now there’s more protection, supposedly,